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How to buy a home in Manhattan

Tenement owners in the New York City borough of Manhattan have an option to buy their homes back from the state, after a law passed in 2017 made it easier for landlords to foreclose on tenants.

The law gave New Yorkers the option to foreclosing on their properties, but only after they paid off a portion of the value of their home, or had paid off an entire mortgage, the Wall Street Journal reported on Friday.

That changed in 2021, when the state Legislature passed a law requiring landlords to file for a foreclosures check with the Department of Finance if they foreclosed on their home for less than 30 days, according to the newspaper.

The department issued a notice of the change in 2019, allowing landlords to apply to foreclosed homes for a new loan if the property value falls below the 30-day mark, but the law allows them to apply for a loan if they lose more than 30 percent of the property values.

The New York State Board of Landmarks and Museums (BLLM) said it received over 5,000 applications in 2017 for new loans.

The bureau did not immediately respond to a request for comment on the number of applications for forecloses filed in New York.

A lawyer representing tenants in Brooklyn and Manhattan, Andrew Luskin, said the change “is good for both landlords and tenants.

A lot of people who are renters in Brooklyn or Manhattan are tenants in these two boroughs, and it allows us to get the rent down as well as the rent in these neighborhoods, and that’s really good,” Luskins told the Journal.

The BLLM did not respond to requests for comment.